Note also, if you have assets in a Designated Roth Account (i.e., Roth 401(k)) and would like to roll these to an IRA, the assets must be rolled into a Roth IRA. As with Traditional IRA conversions to Roth IRAs, if you are required to take an RMD in the year you roll over into an IRA, you must take it before rolling over your assets. Backdoor Roth: A Complete How-To. posted on July 20, 2016. In October 2012, I opened a rollover IRA at E*Trade and transfered $100K from my Federal 401(k) to this IRA (all funds as yet untaxed). In November 2012, I opened a Roth IRA with the same broker and rolled over all funds in the traditional IRA (now increased to $101K) into the Roth. This seems great, but doesn’t point out that if there’s existing IRA’s (from rollovers, other deductible or non-deductible) some or all of conversion would be taxable. e.g. if one had $100,000 in a rollover already (deductible), and did a $5k contribution (non-deductible) and immediately rolled it over to a ROTH, the tax free ratio is about 4.8% (5,000 non-deductible basis divided by 标 题: Re: 求助 - 后门Roth IRA - 好后悔搞这个！ 发信站: BBS 未名空间站 (Tue Mar 7 22:28:49 2017, 美东) 你好啊，majiaknight，我觉得你对IRA ROTH IRA很了解。 你能否推荐一些入门级的读物或者链接吗？ 我想学习一下。不太了解各个名词以及如何操作之间的关系。 与传统的ira不同，roth ira的主要优点是您不必为退休时提取的钱缴纳所得税。如果您的收入超过了irs设置的限制，则您无法向罗斯ira缴款，则可以将传统的ira转换为罗斯，这一过程有时被称为“后门罗斯ira”。
文学城：退休账户（retirement-account） 个人退休账户是一种个人自愿的投资性退休帐户，这是一个以退休账户为话题的讨论平台，了解与分享世界各地关于个人退休账户的最新政策，了解关于退休账户的注意事项，分享与建议，咨询与交流，信息共 …
2019年11月4日 有这样一种“后门”操作，它有很多名字，可以叫做backdoor/conversion/rollover。你 可以从其他普通养老金账户将资金转入Roth IRA，没有任何收入 14 May 2020 Prepare to pay taxes. Only post-tax dollars go into Roth IRAs. So if you deducted your traditional IRA contributions and then decide to convert Since there are no income limits for either of these steps, you can use this Backdoor Roth technique to effectively contribute to a Roth IRA regardless of how high 2019年5月24日 聪明勤劳的人民群众想到了好方法，开个后门不就行了？ Backdoor Roth IRA. 是的 ，这个操作名字里就带着Backdoor. 这是第一个绕过contribution
Backdoor Roth: A Complete How-To. posted on July 20, 2016. In October 2012, I opened a rollover IRA at E*Trade and transfered $100K from my Federal 401(k) to this IRA (all funds as yet untaxed). In November 2012, I opened a Roth IRA with the same broker and rolled over all funds in the traditional IRA (now increased to $101K) into the Roth. This seems great, but doesn’t point out that if there’s existing IRA’s (from rollovers, other deductible or non-deductible) some or all of conversion would be taxable. e.g. if one had $100,000 in a rollover already (deductible), and did a $5k contribution (non-deductible) and immediately rolled it over to a ROTH, the tax free ratio is about 4.8% (5,000 non-deductible basis divided by
Backdoor Roth: A Complete How-To. posted on July 20, 2016. In October 2012, I opened a rollover IRA at E*Trade and transfered $100K from my Federal 401(k) to this IRA (all funds as yet untaxed). In November 2012, I opened a Roth IRA with the same broker and rolled over all funds in the traditional IRA (now increased to $101K) into the Roth. 个人退休账户是一种个人自愿的投资性退休帐户，这是一个以退休账户为话题的讨论平台，了解与分享世界各地关于个人退休账户的最新政策，了解关于退休账户的注意事项，分享与建议，咨询与交流，信息共享与互助。 进行Mega Backdoor Roth IRA转换的过程非常类似于常规的后门IRA，只需用税后401k代替传统的IRA。 巨型步骤1 - 最大化您的税后401k贡献 Mega Backdoor Roth爱尔兰共和军的第一个额外步骤是，你需要弄清楚要做多少贡献才能最大化你的税后401k贡献。 走后门的ROTH IRA (Backdoor Roth IRA Conversion) 13th March, 2018. 又要到报税的季节了，我们老中大都是留学生出身，很多夫妻俩工作，年终两张W-2，看着第一栏Wages 数字还不错，但把联邦 ,州税和地方税一加，看着想着就肉疼，而且特别是在东西两岸的双职工，报完1040很少 聪明勤劳的人民群众想到了好方法，开个后门不就行了？ Backdoor Roth IRA. 是的，这个操作名字里就带着Backdoor. 这是第一个绕过contribution limit的方法. 在同一家公司开Traditional和Roth IRA账户; 往Traditional IRA里contribute，最多$6,000 (2019) 让他们把这些convert成Roth，and profit!